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Commercial Lender II

Company: OceanFirst Financial Corp.
Location: Vineland
Posted on: June 10, 2019

Job Description:

PRIMARY PURPOSE:Responsible for the development of a commercial loan portfolio. Actively solicits new business, make credit presentations for approvals and effectively manage customer relationships.ESSENTIAL DUTIES AND RESPONSIBILITIES:* Actively solicits and develops new commercial loan business through networking and client calls.* Partner to share best practices, insights and other information that will serve to increase success.* Prepare credit presentations for review and approval to applicable management.* Makes joint calls with Branch Managers, Business Development Officers, Trust Officers and Loan Originators as appropriate.* Develop network of referral sources.* Leverage knowledge of existing customer base to maximize opportunities to cross-sell bank services.* Continued education of credit and general banking skills.* Provide support in development of credit analysts.* Actively participates in community organizations.JOB SPECIFICATIONS:Knowledge, Skills & Abilities* Strong written and oral communication skills, proven business development skills, formal credit training and computer literacy in MS Office.* Working knowledge of commercial lending process with demonstrated experience in credit evaluation.* Working knowledge and understanding of applicable banking regulations and laws governing commercial lending.* Skilled at critical financial analysis.* Demonstrated sales, negotiation and relationship management skills. General working knowledge of assigned market is helpful.Experience & Education* Bachelor's degree with an emphasis in Business, Finance, Accounting or related field.* 5- 7 years commercial lending experience, including demonstrated experience in creditanalysis.Internal and External Contacts* Extensive external customer, prospect and referral source contacts.* Provides support to administrative staff and other support areas of the Bank.Working Conditions/Physical RequirementsAbility to travel throughout the workday to visit clients and throughout the company footprint. Limited daily office environment. Operate a computer. Ability tocommunicate in order to exchange simple to complex information with individuals and groups.Equal Opportunity EmployerMinorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity

Keywords: OceanFirst Financial Corp., Vineland , Commercial Lender II, Other , Vineland, New Jersey

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